State Bank freedoM: SBI Mobile Banking We barely ever get spare time in our hectic environment. After waiting in a long line, it takes a lot of time to perform financial activities at SBI, such as balance enquiries and funds transfers. You may now conduct operations like as bill payment, balance enquiry, SBI money transfer, etc. to your friends, family, or for your company by using State Bank freedoM in addition to SBI Internet Banking or the State Bank Anywhere Mobile App. This convenient and safe service is available around-the-clock. Users using Android smartphones can click the link to get the State Bank Freedom Android app.
SBI Mobile Banking, offered by State Bank FreedoM
This article will inform you of:
- WAP (Wireless Application Protocol)-based Android apps that offer mobile banking services.
- SMS-based mobile banking services.
- USSD (Unstructured Supplementary Service Data)-based mobile banking.
Let’s first learn about the WAP/Android mobile banking service.
1) Wireless Application Protocol (WAP)-based Android apps for mobile banking
Customers of the State Bank of India can utilise this service on java-enabled, Android mobile phones (with or without GPRS), or iPhones by downloading the appropriate application. On all phones (java and non-java), with a GPRS connection, the SBI mobile banking service may also be accessed through WAP.
Functions accessible through Android App/WAP in Mobile Banking Service:
- Funds Transfer (inside or outside SBI).
- Immediate Payment Services (IMPS).
- Balance inquiry/Mini statement service.
- A request for a cheque book.
- Demat Enquiry.
- Paying bills (such as credit card payments, insurance premiums, and utility expenses like electricity).
- Recharging your mobile or DTH service.
- M Commerce (Merchant payment service, SBI life insurance premium).
2) SMS-based mobile banking services
No matter if the phone is a smartphone or a regular one, it may utilise this service. You can SMS the number 9223440000. The standard SMS rates apply while utilising this service.
Functions accessible by SMS in the mobile banking service:
- Balance Enquiry/Mini Statement.
- Prepaid Mobile / MobiCash wallet recharge.
- DTH Top up.
- IMPS Funds transfer.
- Update MPIN.
- IMPS Merchant payment service.
Functions available in Mobile Banking Service through USSD :
- Balance Enquiry/Mini Statement.
- Mobile Recharge.
- Funds Transfer within SBI.
State Bank freedoM can be used to Register for :
- Application based service.
- WAP based service.
- USSD based service.
- SMS Banking.
How can I utilise State Bank freedoM safely?
- Keep your MPIN a secret, i.e., don’t disclose it to anybody.
Download just the original State Bank freedoM App. - Maintain your privacy while entering your MPIN.
- When not in use, keep your mobile device password-locked.
- After the transaction is complete, sign out of the State Bank freedoM application.
- Immediately deregister from the mobile banking service if your mobile device or SIM card is stolen or misplaced.
- Never ever give somebody your user ID, MPIN, account or customer number, etc.
- Avoid clicking links in emails or SMS to access your account since they might be phishing or fraudulent.